Loans

Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan.

What Is Private Mortgage Insurance?

For first-time homebuyers, private mortgage insurance (PMI) may be an unexpected expense. What is PMI and why is it added to mortgage costs?

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Refinancing Private Student Loans

You can refinance private student loans, but be sure it makes sense for you. Learn about refinancing, consolidation and more!

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How to Get a Personal Loan and How They Work

Personal loans can be a great way to secure financing to help you achieve your financial goals. Learn all about how personal loans work and more at Equifax.

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Student Loan Forgiveness Update: Do You Qualify?

Learn about President Biden’s plans to forgive student loans and other ways you may be able to qualify for student loan forgiveness.

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Do Student Loans Affect Your Credit Scores?

Student loans may be a necessary part of your financial journey. Let's discuss how they work and their possible impact on your credit.

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Should I Refinance My Car?

Did you buy a car recently and now you’re wondering if you should refinance your car loan? Learn more about when and how to refinance your car.

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Should I Refinance My Mortgage?

When should I refinance my mortgage? Learn more about if and when is a good time to refinance your mortgage.

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Can I Still Qualify for a PPP Loan? PPP Loan Forgiveness and Repayment

The Paycheck Protection Program offers relief to small businesses during the COVID-19 pandemic. Does your business need to have employees to receive aid?

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Home Equity Loans vs. Home Equity Lines of Credit (HELOC)

What are the differences between a home equity loan and a home equity line of credit? Learn more about the different types of home equity financing at Equifax.

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How to Prepare for Student Loan Repayment

Repaying your federal student loans doesn’t have to feel impossible. These strategies can help you make sense of the payment process.

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Payday Loans: What to Know and What to Avoid

If you're strapped for cash and your next paycheck seems far away, you may consider taking out a payday loan. However, doing so could have consequences for your finances.

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How Can Student Loans Affect Credit Reports?

Similar to other financial commitments, student loans -- and how you repay them -- can appear on credit reports and can impact credit scores, for better or worse.

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