Credit Scores

Understand credit scores, credit worthiness, and how credit scores are used in day-to-day life.

How to Improve Your Credit Score

There are things you can do to increase your credit score regardless of your unique credit situation. Start the process by learning credit score basics and how to practice positive credit behavior.

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You Ask, Equifax Answers: Does Breaking a Lease Affect Your Credit Scores?

There’s a right way and a wrong way to go about getting out of a lease. Learn how leaving a lease early could affect your credit history.

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Can Medical Collection Debt Impact Credit Scores?

Learn how the changes to medical collection debt reporting on credit reports affects credit scores, and actions you can take to help prevent debt from medical bills.

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What Are the Different Ranges of Credit Scores?

Wondering about credit score ranges and where yours is on the scale? Learn more about the total range of credit scores and your credit score.

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You Ask, Equifax Answers: Why Do Credit Scores Look Different to Consumers Than Lenders?

Why might your credit scores differ when you check them vs.  when a lender checks them? There are a few possible reasons. 

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[Video] Will Checking Your Credit Hurt Credit Scores?

Many people are afraid to request a copy of their credit reports out of concern it will negatively impact credit scores. Checking your own credit is what's called a "soft" inquiry. Learn more.

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What is myEquifax™?

With a free myEquifax account, you'll receive multiple Equifax credit reports each year - no credit card required.

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What are the benefits of knowing your VantageScore 3.0 credit score?

While there are any number of different scoring models, the VantageScore 3.0 is available through each of the three nationwide credit reporting agencies. This means your credit scores may be more consistent.

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[Video] What Is the Average Credit Score by State?

Your credit scores are among the most important numbers in your financial life. How do they compare with the average credit scores in your state?

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[Video] How Does an Eviction Affect Your Credit Scores?

Eviction bans are ending, but many Americans are still unemployed due to the COVID-19 pandemic. How might the eviction process affect your credit history?

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[Video] How Can I Check Credit Scores?

Credit reports from the three nationwide credit bureaus don't usually include credit scores. But there are several ways to check credit scores.

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What is a Credit Score?

You may be surprised to learn you don't have just one credit score. Learn more about some basics when it comes to credit scores.

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