True In-Market Propensity Scores™ (TIP) help predict a consumer's propensity to open new or additional credit while helping maintain lower risk profiles. When used with a baseline measure of credit risk, TIP Scores three-digit indicative score can help further pinpoint and refine marketing strategies.
Solution
Add Lift Above Traditional Prescreen Measures
Use predictive insights gained from combining open rates across score bands with consumers who present the lowest risk to help:
Enhance campaign efficiency
Increase acquisition rates
Augment prescreened lists
Leverage the depth of the Equifax consumer credit database to help expand your universe of customers who are likely to open offers of credit. Strengthen retention rates by targeting existing customers that are primed for cross-sell/up-sell opportunities and present less risk of default.