Trends & Insights

Navigate the divergence of a K-shaped market with confidence. Turn complex economic trends into actionable strategies, giving you the precision to move forward with insight.

Market Pulse

Market Pulse

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The K-Shaped Economy: Credit Trends, Consumer Stress, and What Lenders Need to Know

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Report

Market Pulse Index Report - Q4 2025

Gen Z’s top financial tier grew 74%. Millennials in the highest stability tier expanded by 53%, while Gen X’s lower tier grew 11%. These shifts show that a K-shaped split is happening within every age group.

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Q1 2026 Market Pulse: Early Stress Detection and Precision Define Challenges and Opportunities For Industry Leaders

See Q1 2026 lender poll data on risk mitigation, focusing on Early Stress Detection, operational efficiency, and managing rising delinquency rates.

From Thrivers to Strivers: What the Q4 2025 Market Pulse Index Report Reveals about the K-Shaped Economy and the Generational “Silent Squeeze”

Uncover the K-shaped divergence in the US consumer economy. The Q4 2025 Index details the rise of "Thrivers" & "Strivers," demanding new data-driven business strategies.

Understanding Today’s Auto Market: Affordability, EVs, and Shifting Consumer Demand

Insight on K-shaped demand, used car trends, and how auto lenders and dealers use real-time data & AI for risk management and competitive adaptability.

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