Haiyan Huang, Head of Credit Risk at Prosper, Ratinder Bedi, SVP and Head of Credit & Risk Data Science at SoFi, and Joel Rickman and Naser Hamdi of Equifax Workforce Solutions discuss the value of verified income and employment data.
Specific topics include:
- Post-COVID lending environment
- How the adoption of digital verifications expands access to credit and improves lender conversion rates
- Frictionless lending has become a competitive advantage in the age of digitization