Why aren't all my accounts listed on my Equifax credit report?

There are a couple of reasons why some accounts may not be listed on your Equifax credit report:

  • Not all lenders and creditors report to all three nationwide credit bureaus. Some report to only two, one or none at all. You can check with your lenders and creditors to find out which bureaus they report to.
  • Closed accounts may have dropped off your credit report after a certain period of time. Check out "How Long Does Information Stay on my Equifax Credit Report?" for details. 

Still have questions?