Are You At Risk for Identity Theft?

Even the most careful consumers can fall victim to identity theft. To enhance your identity theft protection strategy further, regularly monitor your credit report for identity theft red flags. You are entitled to one free copy of your credit report every year from each of the three national credit reporting bureaus.

You can access your free credit reports online at Once you've pulled a copy of your credit report, ask yourself the following questions to determine if you could be a victim of identity theft:

  • Is your personal information, such as your name and address, correct on your credit report?
  • Are there unfamiliar credit accounts listed on your credit report?
  • Do you have an unfamiliar account that is delinquent or in collections?
  • Are there inquiries listed on your credit report for which you did not apply?
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Help control who has access to your Equifax® credit report. It's free.

Equifax is helping put you in control of your Equifax credit report. With Lock & Alert, you can quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we’ll send a confirmation alert.1

  1. Locking your Equifax credit file will prevent access to it by certain third parties. Locking your Equifax credit file will not prevent access to your credit file at any other credit reporting agency. Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit