Even the most careful consumers can fall victim to identity theft. To enhance your identity theft protection strategy further, regularly monitor your credit report for identity theft red flags. You are entitled to one free copy of your credit report every year from each of the three national credit reporting bureaus.
You can access your free credit reports online at annualcreditreport.com. Once you've pulled a copy of your credit report, ask yourself the following questions to determine if you could be a victim of identity theft:
- Is your personal information, such as your name and address, correct on your credit report?
- Are there unfamiliar credit accounts listed on your credit report?
- Do you have an unfamiliar account that is delinquent or in collections?
- Are there inquiries listed on your credit report for which you did not apply?