Product

Consumer Credit Attributes

The industry’s largest, most powerful portfolio of credit attributes delivering enhanced predictability and performance

Cloud Solution

Test our Attributes

Cloud Solution

Product Overview

Make sense of complex, raw credit data and power up your models with best-in-class Consumer Credit Attributes from Equifax. Our curated solutions offer a more detailed view of consumer behavior across the credit lifecycle from targeting to acquisition, account management, and recovery. Save time and money by using our turnkey solutions or engage our team of experts to develop custom attributes for your specific use cases.

Key Benefits

Equifax is the first to build and manage attributes in the cloud, setting a new standard for security, scalability, cost-efficiency and flexibility.

Boost performance and enhance predictability with over 7,000 attributes across more than 60 industries
Improve attributes management from testing to production leveraging Equifax’s rigorous governance and control protocols
Expand and scale as your business grows and improve speed to market with periodic new attribute development
Keep up with regulatory changes, economic conditions, and industry trends as we continuously update our attributes solutions

Ways to Use Attributes

Discover

Improve segmentation and identify ideal candidates that fall within your lending guidelines

Acquire

Evaluate consumer behavior with greater accuracy and predict outcomes
Improve access to credit by broadening your view of consumers by evaluating alternative data such as utility and telco payments
Make consistent, predictable decisions

Manage

Mitigate risk in your portfolio by monitoring and identifying consumer behaviors that indicate shifts in their ability to pay
Dial credit lines up or down to gain greater share of wallet and improve customer long term value

Recover

Identify customers with greatest propensity to pay

Product Sheet

Boost Model Performance with Consumer Credit Attributes

Our comprehensive Consumer Credit Attributes portfolio is built on proven, alternative, and trended data, and is driven by innovative, patented analytic techniques.

This powerful portfolio of more than 7,000+ cloud-native credit attributes helps improve predictability and performance by tapping into alternative data attributes — so you can uncover unbanked, underbanked, and emerging consumers not found with traditional consumer credit files.

View Product Sheet

Contact Us

Discover Peak Attributes to grow your business and reduce risk.

Insights from Our Experts

Discover industry trends, insights, and customer stories that address business challenges and improve results.

Visit Blog

Free Services for Consumers