Mortgage & Housing

Market leaders share Q4 Market Pulse insights on 2026 challenges: mortgage affordability, rising delinquencies, and the future of AI in risk [...]

Get key insights from our Market Pulse survey on the top macroeconomic risks for 2026: affordability, rising interest rates, and fraud.

Discover how Down Payment Resource (DPR) is clearing the down payment hurdle and unlocking homeownership for more families with Down Payment [...]

Dual credit scores are changing mortgage finance. Get expert insight on credit risk, investor modeling challenges, and the role of alternati [...]

Get data-driven insights on mortgage credit report costs, market competition, fallout challenges, and the risk of moving to single-bureau re [...]

Discover how the three credit bureaus are championing innovation, competition, and alternative data to expand mortgage access and homeowners [...]

Learn how the mortgage industry is evolving with advanced data, AI, and strategic automation to increase efficiency and expand affordable ho [...]

Understand how credit scores, VantageScore 4.0, and alternative data empower borrowers on their homeownership journey and streamline your mo [...]

How credit score competition is reshaping the mortgage market, increasing innovation, and expanding credit access for more homeowners.

Get answers on the future of mortgage leads, Equifax's alternative data for utilities and rent payments, and their stance on trigger leads f [...]

Gain insights into October 2025's macroeconomic trends, consumer sentiment, and the impact of VantageScore 4.0 on the mortgage industry.

Stay ahead with the latest consumer credit trends. Discover key insights on originations, debt, and delinquencies from the October 2025 Mark [...]

Unlock financial opportunities and transform customer experiences with alternative data. Discover how new data sources combine with traditio [...]

Unlock new lending opportunities with VantageScore 4.0. Discover how trended and alternative data expand credit access and refine risk asses [...]

Gain key insights into the Q3 2025 economy from the Market Pulse webinar audience, from consumer spending and lending trends to fraud and th [...]

Gain expert insights on potential economic impacts, housing affordability challenges, and market trends from our September Market Pulse Q&A.

Stay ahead of consumer credit trends with insights from Equifax. Explore rising debt, shifting delinquencies, and the growing fraud industry [...]

Stay ahead of economic shifts! Discover 6 macroeconomic trends and 4 mortgage industry themes from the September 2025 Market Pulse webinar.

Navigate mortgage market uncertainty with data-driven strategies. Discover 5 key approaches to optimize marketing, target high-intent borrow [...]

Navigate the fast-changing regulatory landscape in lending with insights from Equifax's Market Pulse podcast. Learn about new regulations, e [...]

Unlock financial growth by leveraging alternative data to create personalized experiences and reach credit-invisible consumers. Improve mark [...]

Discover how alternative data empowers mortgage lenders to unlock new markets, enhance risk assessment, and drive sustainable growth in a ch [...]

Stay current on consumer credit trends with August 2025 Market Pulse insights, covering originations, debt, delinquencies, and fraud.

Equip your mortgage business for 2025: discover 3 data-driven strategies to navigate risk and build a resilient lending operation.

Unlock credit access with alternative data. Learn how it helps consumers and lenders, expanding opportunities for all.

Equifax helps mortgage lenders navigate industry changes with data-driven solutions, expanding credit access while mitigating risk.

Unpack key U.S. economic shifts in July 2025. Discover 5 top takeaways and 3 emerging trends impacting businesses and consumers this year.

Gain key insights from the July 2025 Market Pulse webinar on current consumer credit trends, including originations, debt, and delinquencies [...]

Stay informed on first half of 2025 legislative trends: economic factors, consumer data, AI, and medical debt. Get key insights for business [...]

Get a snapshot of June 2025 consumer credit trends, including originations, outstanding debt, and delinquencies, with insights from Equifax.

May 2025 economic update: Get top 9 takeaways on market trends, stock losses, consumer spending, and economic uncertainty. Read the latest i [...]

April 2025 consumer credit trends: Key insights on mortgages, debt, and loans. Get the latest analysis.

In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]

As we head into 2025, businesses are keenly watching consumer behavior and economic trends to inform their marketing and operations stra [...]

The latest episode of the Equifax Market Pulse Podcast set the stage for 2025 by examining key economic themes, predictions, and challen [...]

In the October 2024 Market Pulse Webinar, our panelists discussed end-of-year planning, as well as the 2025 economic forecast. For a rec [...]

In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up.  Keybridge Research LLC [...]

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

In the September 2024 Market Pulse Webinar, our panelists had a lively discussion about several end-of-year topics including the latest [...]

Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]

Our latest Market Pulse webinar gave our panelists the opportunity to share insights on the current state of consumer profiles and popul [...]

The June 2024 Market Pulse webinar gave our esteemed panelists the opportunity to share insights on the current state of consumer prof [...]

  The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]

During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended time for Q&A with our premiere li [...]

Our January Market Pulse webinar discussed all aspects of affordability in our current financial market. Our experts shared their deep k [...]

  Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]

During the final Market Pulse webinar of 2023, we took a look at the past year’s economic and consumer landscape and then presented an e [...]

In the dynamic realm of global markets, staying abreast of the latest trends is imperative for individuals and businesses alike. As we v [...]

In the ever-evolving world of real estate investments, adaptability is the key to success. The landscape of property investments is shif [...]

In the fast-paced world of finance and economic policy, staying ahead of the curve is essential for success. The September 2023 Market Pul [...]

We are in uncharted economic territory. This month’s Market Pulse webinar is a must-listen to get ahead of the economic fluctuations we [...]

In a murky and  mysterious economic landscape, there can be uncertainty and hesitation. In July’s Market Pulse webinar, we discussed key [...]

During our June 2023 Market Pulse webinar, “How Fintechs are Tackling Economic Headwinds and Tighter Credit,” attendees were able to ask [...]

You’ve seen it before:  A borrower’s application - approved. Credit obligations and documentation - checked. [...]

Lenders need to keep up with the latest trends to gain a competitive edge. We compiled our most frequently asked questions from Mortgage [...]

It’s a challenging time for the mortgage industry as it faces higher interest rates, low housing supply and a tightening o [...]

The Mortgage market is navigating headwinds of the current economy. That is why it is important to provide actionable insights that can [...]

In May 2023’s Market Pulse Webinar, we discussed key market dynamics within the current mortgage environment to ensure you're well posit [...]

At Equifax, we are continuing to innovate in the mortgage industry via solutions that provide value to our customers while also promoting [...]

With the exciting news of telco, pay tv, and utility insights available to be delivered with every mortgage credit report here at Equ [...]

From record inflation and rising interest rates, to wavering consumer spending power and a potential hiring slowdown, the ever-changing [...]

The demographic composition of current and prospective customer bases is changing. And, most financial providers recognize that. Consumers [...]

Powering the world with knowledge For borrowers and lenders alike, the last two years have been a time of change. There has b [...]

76.1 million consumers have little-to-no credit history.¹ Unfortunately, having no credit history makes it very difficult for many indiv [...]

The mortgage industry is constantly changing. But these lending FAQs can help you keep up with the latest trends and gain a competitive edge [...]

It’s no big news that today’s consumers are savvier than ever. They expect online interactions — and they better be seamless, or you risk [...]

States and local agencies struggle to disburse critical rental assistance to eligible Americans. There are a number of reasons that help exp [...]

Are you monitoring for undisclosed debt throughout the loan closing process?  The high-risk blind spot in the origination process i [...]

While the global pandemic continues to dramatically impact businesses, project managers and commercial real estate (CRE) professionals want [...]

In our latest webinar, “Economist Panel on the Outlook for 2021,” we were joined by three top economists: Dr. Mark Zandi, Chief Economist at [...]

If your organization handles consumer data, it's time to start working on compliance with the California Consumer Privacy Act (CCPA). Th [...]

FICO recently announced that its new FICO®  Score 10 T, set to be released this summer, will include trended data. With this new opti [...]

Why Trended Data Impacts Credit Decisions Today, many lenders rely strictly on a static credit score. This provides a snapshot [...]

Compliance, fraud and verification services were hot blog topics in 2018. Hopefully you didn’t miss any of our articles that featured ti [...]

Walk into almost any homeowners’ association (HOA) meeting, listen to the discussions about unleashed dogs and roof repairs, and you might [...]

While lenders are looking at more targeted acquisition strategies to fill their loan pipelines as origination volumes decline, more stringen [...]