Data Network


Analyze, elevate and empower your business by making better decisions with the NCTUE data and Equifax credit data.

Rich Data for Deeper Insights and Better Decisioning

The National Consumer Telecom and Utilities Exchange (NCTUE) is a FCRA-compliant credit data exchange service for the telecommunications, pay TV, home security and utility industries. Businesses that are part of the NCTUE contribute their customer account information to a central database. All members can then reference the shared data and use it with the traditional credit file to get a more comprehensive consumer view. This combination of FCRA-compliant account data and traditional credit data can help you make profitable risk decisions across the customer lifecycle.
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Who It’s For

Credit Manager - Risk

Access unique, industry-specific data sources to accurately determine deposits

Collections Management

Access updated address information from other members to greatly improve skip tracing

Portfolio and Account Management - Retention

Manage reports to view aging of unpaid closed accounts and payment profiles


Make More Informed Decisions with NCTUE Data

Members of the NCTUE benefit from reporting and sharing consumer payment data to aid in risk mitigation. The addition of full account data helps capture that elusive segment of the market — the no-hit or thin-files — and will allow members to make appropriate and accurate behavior-based decisions.

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Key Improvement Stats

unique accounts # of Active Accounts (can include open and closed;  does inc
contributors YTD # of NCTUE contributors
Unique consumers(not found in traditional credit reporting a - 

The Changing Landscape: Is Your Internal Data Enough in Unprecedented Times?

In this webinar, we review a collections segmentation framework that can help service providers develop targeted strategies to address needs like portfolio management and forecasting, collections recovery and pre-charge off loss mitigation. 


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Find Out More

Let us help you select the right solutions.

We’re Here to Help

Reach out to our sales team to learn more about products, pricing and implementation.

Interested in Joining NCTUE?

Learn more about the consortium and the benefits of becoming a member.