Market Trends

The K-Shaped Economy: What It Means in 2025 and How We Got Here

Highlights:  The K-shaped economy in 2025 shows an uneven recovery, with higher-income individuals and tech industries thriving while younger generations and those with acc [...]

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Alternative Data Understanding Financial Capacity: How Auto Retailers Can Drive Smarter Growth and Target Qualified Buyers

Highlights:  In today's affordability crisis, using traditional credit scores alone may fail to capture a hol [...]

Identity & Fraud Synthetic Identity Fraud: The Unseen Threat and Its Cost to Businesses

Highlights:  Synthetic identity fraud is a rapidly escalating, complex threat, with losses jumping 50% from 2 [...]

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Credit Risk The Real Cost of Credit Reports: Unpacking Data, Competition, and Mortgage Policy

Highlights:  The primary financial challenge is unrecouped loan fallout, not credit report price. Lenders absorb an [...]

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Commercial Business Rethinking Small Business Lending: How Trust and Speed are Reshaping the Future

Highlights: Despite tight credit standards, small businesses are showing resilience but require a lending partner w [...]

Market Trends November Market Pulse Q&A: Experts Answer Your Questions on the Latest Trends to Know as the Year Ends

Highlights:  The primary economic risk identified for the coming year is a slowdown in consumer spending, whic [...]

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Commercial Business Small Business Lending Trends: Navigating a Rocky Road Ahead

Highlights: Despite recent monthly gains in small business lending, the overall year-to-date picture remains muted [...]

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