Market Trends

Year in Review: Key Economic Trends from 2025 and What We’re Watching in 2026

Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.
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Market Trends Understanding the Mortgage Market Then and Now: Five Years of Change, Pressure, and Adaptation

Explore the mortgage market's 5-year journey: from the 2020 refinance boom to today's high-rate world. Get key insights for lenders on reten [...]

Credit Risk Expanding Access Without Adding Risk: The Power of Modern Credit Scoring in Mortgage Lending

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Credit Risk The $526K Reality Check: What’s Really Driving the Total Cost of Homeownership?

Homeownership costs are up over $526K, but tri-merge credit reports are not the reason. Learn why this essential, low-cost credit data provi [...]

Data-Driven Marketing Turning Auto Browsers into Buyers with Smarter, Data-Driven Experiences

Stop losing auto leads to payment shock. Learn how to use data-driven personalization and proactive affordability guidance to turn anonymous [...]

Market Trends 5 Years Of Market Pulse Insights: How Has Consumer Credit Changed Since 2020?

Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]

Market Trends Market Pulse Q&A: Experts Answer Your Top Questions on Consumer Credit, Auto Lending, and More

Expert analysis on 2026 consumer credit, auto lending, and economic trends. Discover insights on delinquency, tax refunds, and credit risk m [...]

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