Trended Credit*Hi-Lite

Our flagship tri-merge credit report, now containing trended data

Product Overview

Understanding a borrower's credit capacity, character, and collateral issues is key to making sound risk decisions. Our Trended Credit*Hi-Lite™ tri-merge credit report offers current, reliable consumer credit data from all three major credit reporting agencies, with trended data. This expands the information used to evaluate a home loan applicant, supplementing the traditional moment-in-time snapshot of an applicant’s credit balances with a more dynamic two-year view of payments and balances.

Edited Credit*Hi-Lite

Edited Credit*Hi-Lite helps you dispute incorrect credit report information. This service can be ordered after Credit*Hi-Lite as a supplemental report. It can be used to update trade lines or public record information, develop landlord references, or add a credit reference that has not yet been reported to the credit reporting agencies.

Key Benefits

The Value for Your Business

  • Trended credit data offers up to 24 months of past payment trends to help better predict risk
  • Helps to reduce application fraud and improve skip-tracing efforts
  • Industry-leading customer service, turnaround, and system availability/disaster recovery processes

Streamline Your Application and Adverse Action Process

  • Easy-to-read format
  • Fast, easy ordering
  • “Plug and play” integration to leading Loan Origination, Automated Underwriting, and Point of Sale systems
  • Key credit information available at a glance
  • Regulatory compliance tools included

Related Products

Undisclosed Debt Pre-Close and Compare Reports
Identify potential credit liabilities with a tri-bureau view into a borrower's undisclosed debt
Undisclosed Debt Monitoring
Reduce mortgage fraud and streamline underwriting with a proprietary credit monitoring platform

Contact Us

Connect with our sales team and discover how Trended Credit*Hi-Lite can meet your business needs.

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