Market Trends

The K-Shaped Economy: What It Means in 2025 and How We Got Here

Highlights:  The K-shaped economy in 2025 shows an uneven recovery, with higher-income individuals and tech industries thriving while younger generations and those with acc [...]

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Credit Risk Mortgage Industry Evolution: Data, Transparency, and the Future of Lending

Highlights:  To combat high fallout rates, lenders must leverage strategic automation and intelligent workflows to [...]

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Identity & Fraud Account Takeover (ATO) Fraud: Understanding the Impact and How to Protect Your Business

Highlights:  Account Takeover (ATO) fraud is a rapidly growing, multi-billion dollar problem with consumer cos [...]

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Alternative Data Accelerating Data Access and Adoption for a New Growth Horizon

Highlights:  Resilient lending partnerships are built on strategic collaboration between lenders, data provide [...]

Consumer Credit What Happens Next: Empowering Borrowers in the Mortgage Lending Process

Highlights:  By embracing advanced credit-scoring models like VantageScore 4.0 and incorporating alternative data (l [...]

Credit Risk How Alternative Data Can Power Better Alternative Finance Lending

Highlights:  OneScore for Alternative Finance enables lenders to achieve up to a 48% improvement in separation [...]

Identity & Fraud The Shifting Landscape of Digital Fraud: Why Mobile is the New Battleground

Highlights:  Mobile fraud is escalating rapidly (up 15% year over year since 2020), while desktop fraud is dec [...]

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