Moderate Income | $50,000 - $100,000

Economic Cohorts classifies consumers into clusters based on a multi-dimensional framework including financial capacity, estimated income and householder demographics. The clusters are then placed into standard groups within broad income ranges. All clusters in the ‘Moderate Income’ tier show estimated household income values between $50 and $100K.]
Learn More Cluster Data and Legend Info

Young (Under 35)

E22.
Credit City: Young Families
  • % of HH: 1.75%
  • Income: $64,577
  • Spending: $34,142
  • Credit Use: High
E23.
Credit City: Young Singles
  • % of HH: 1.08%
  • Income: $63,842
  • Spending: $33,807
  • Credit Use: High
E24.
Midscale Mainstream: Small-Town Families
  • % of HH: 1.75%
  • Income: $72,885
  • Spending: $38,203
  • Credit Use: High
E25.
Midscale Mainstream: Small-Town Singles and Couples
  • % of HH: 0.60%
  • Income: $74,356
  • Spending: $38,577
  • Credit Use: High
E26.
Getting Ahead: Young City Families
  • % of HH: 0.70%
  • Income: $90,442
  • Spending: $53,090
  • Credit Use: Medium
E27.
Getting Ahead: Young City Singles
  • % of HH: 0.51%
  • Income: $88,856
  • Spending: $53,786
  • Credit Use: Medium

Working Years (35-54)

F28.
Living Simply: Small-Town Families
  • % of HH: 2.61%
  • Income: $71,737
  • Spending: $33,658
  • Credit Use: High
F29.
Living Simply: Small-Town Singles and Couples
  • % of HH: 4.67%
  • Income: $66,284
  • Spending: $30,648
  • Credit Use: High
F30.
Credit Rules: Urban Families
  • % of HH: 1.16%
  • Income: $73,602
  • Spending: $35,086
  • Credit Use: High
F31.
Credit Rules: Urban Singles
  • % of HH: 1.80%
  • Income: $71,914
  • Spending: $34,162
  • Credit Use: High
F32.
Suburban Stability: Families
  • % of HH: 0.79%
  • Income: $91,743
  • Spending: $48,481
  • Credit Use: Medium
F33.
Suburban Stability: Singles and Couples
  • % of HH: 1.54%
  • Income: $90,008
  • Spending: $43,182
  • Credit Use: Medium

Pre-Retirement (55-64)

G34.
Committed to Credit: Small-Town Couples
  • % of HH: 0.77%
  • Income: $70,217
  • Spending: $30,039
  • Credit Use: High
G35.
Striving for Balance: Urban Pre-Retirement Singles
  • % of HH: 1.90%
  • Income: $66,425
  • Spending: $30,426
  • Credit Use: High
G36.
Conservative Consumers: Small-Town Empty Nesters
  • % of HH: 3.58%
  • Income: $72,855
  • Spending: $30,611
  • Credit Use: High
G37.
Conservative Consumers: Suburban Families
  • % of HH: 0.15%
  • Income: $82,249
  • Spending: $32,806
  • Credit Use: High
G38.
Solid Foundation: Suburban Empty Nesters
  • % of HH: 1.35%
  • Income: $89,486
  • Spending: $39,774
  • Credit Use: Medium

Retired (65+)

H39.
Retired on Credit: City Singles and Couples
  • % of HH: 1.30%
  • Income: $61,415
  • Spending: $26,948
  • Credit Use: High
H40.
Safety Net Seniors: Small-Town Retired Couples
  • % of HH: 1.51%
  • Income: $77,693
  • Spending: $31,429
  • Credit Use: Medium
H41.
Nest Egg Elders: Older Retirees
  • % of HH: 5.55%
  • Income: $68,817
  • Spending: $31,200
  • Credit Use: Medium
H42.
Comfortable Retirement: Suburban Couples
  • % of HH: 2.14%
  • Income: $88,813
  • Spending: $43,646
  • Credit Use: Low
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