145 Articles
Credit Risk Why Mortgage Lenders Should Test VantageScore 4.0 Now: A Data-Driven Look a ...

Discover how VantageScore 4.0's approval by the FHFA is transforming mortgage lending with up to $1B in projected savings and a 10% increase [...]

Consumer Credit A Conversation on the Credit Scoring Ecosystem with Equifax and Array

Equifax and Array discuss the credit scoring ecosystem: moving from history to empowerment. Debunk credit myths and see how embedded finance [...]

Consumer Credit The Synergy of Data and Agility: Winning the Microsecond Decisioning Challe ...

Discover how Equifax and Zoot combine unique data and agile technology to redefine the customer lifecycle and enable microsecond decisioning [...]

Credit Risk Lending Smarter: Why Financial Capacity is the Missing Dimension in Credit ...

Stop relying on backward-looking credit scores. Learn how Equifax's Consumer Affordability View predicts a consumer's dollar-amount repaymen [...]

Market Trends 2026 Auto Insights: Navigating the New Financial Reality

Navigate the 2026 auto market's new financial reality. Learn how data-driven strategies, alternative data, and fraud mitigation can cut cost [...]

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Market Trends The New Roadmap for Auto: Navigating the Industry's Biggest Priorities in 2 ...

Learn the new roadmap for the automotive industry's biggest 2026 priorities: Affordability, AI, and Fraud. Leverage data and technology to f [...]

Market Trends Macroeconomic Headwinds & Opportunities in the Mortgage Market: A Recap of ...

Navigate mortgage market headwinds: The February 2026 Market Pulse covers K-shaped economy, rising 'all-in' costs, VantageScore 4.0, and str [...]

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Credit Risk Expanding Access Without Adding Risk: The Power of Modern Credit Scoring in ...

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Data-Driven Marketing Turning Auto Browsers into Buyers with Smarter, Data-Driven Experiences

Stop losing auto leads to payment shock. Learn how to use data-driven personalization and proactive affordability guidance to turn anonymous [...]

Market Trends 5 Years Of Market Pulse Insights: How Has Consumer Credit Changed Since 202 ...

Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]

Market Trends Balancing Growth and Efficiency: What Industry Leaders Say About Operationa ...

Industry leaders share their insights on balancing growth and efficiency, navigating shifting customer expectations, and addressing top oper [...]

Credit Risk Driving Efficiency and Resilience in the Mortgage Industry

Dual credit scores are changing mortgage finance. Get expert insight on credit risk, investor modeling challenges, and the role of alternati [...]

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