Highlights:  In today's affordability crisis, using traditional credit scores alone may fail to capture a hol [...]

Highlights: Despite tight credit standards, small businesses are showing resilience but require a lending partner w [...]

Highlights:  Fierce competition among the three credit bureaus drives innovation, expanding the credit file wi [...]

Highlights:  To combat high fallout rates, lenders must leverage strategic automation and intelligent workflows to [...]

Highlights:  Account Takeover (ATO) fraud is a rapidly growing, multi-billion dollar problem with consumer cos [...]

Highlights:  Resilient lending partnerships are built on strategic collaboration between lenders, data provide [...]

Highlights:  By embracing advanced credit-scoring models like VantageScore 4.0 and incorporating alternative data (l [...]

Highlights:  OneScore for Alternative Finance enables lenders to achieve up to a 48% improvement in separation [...]

Highlights:  The shift to a competitive credit scoring environment, leveraging alternative data like rental an [...]

Highlights:  Equifax is expanding the use of alternative data, such as telco/utility and rent payment da [...]

Highlights:  The U.S. economy is experiencing rapid changes, including a slowing labor market and declining cons [...]

Highlights:  Alternative data, including rent and utility payments, and employment history, provides a more [...]