Credit Unions

Explore the Q3 2025 Market Pulse Index findings on the widening wealth gap, Gen Z's rising financial momentum, and why multidimensional risk [...]

Discover the top 2026 strategic priorities for industry leaders, from AI and digital lending to identity verification and evolving regulator [...]

Market leaders share Q4 Market Pulse insights on 2026 challenges: mortgage affordability, rising delinquencies, and the future of AI in risk [...]

Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.

Get key insights from our Market Pulse survey on the top macroeconomic risks for 2026: affordability, rising interest rates, and fraud.

Learn how AI and economic uncertainty are converging to reshape risk, security, and competitive strategy. Get the top 10 insights for 2025.

Get the latest consumer credit trends for December 2025 from Market Pulse. See key insights on rising originations, climbing consumer debt, [...]

Synthetic identity fraud is a hard-to-detect threat costing businesses up to $40 billion. Learn why this fraud is rising, its true impact, a [...]

Small businesses need a lender who understands their urgency. Learn how new technology, next-gen scores, and AI are building trust and speed [...]

Discover expert answers on the economic outlook, including downturn odds, AI stock valuations, and the impact of the $38 trillion U.S. natio [...]

Get the latest November 2025 Consumer Pulse insights on credit trends, outstanding debt, and delinquencies through September 2025 to prepare [...]

Learn about the worrisome rise of Account Takeover (ATO) fraud, its devastating impact on businesses and consumers, and three best practices [...]

Mobile fraud is on the rise. Learn why fraudsters are targeting mobile transactions and discover strategies to strengthen your digital fraud [...]

Discover the latest auto loan trends in 2025: from rising loan amounts and lender shifts to subprime lending and refinancing opportunities.

Gain insights into October 2025's macroeconomic trends, consumer sentiment, and the impact of VantageScore 4.0 on the mortgage industry.

Stay ahead with the latest consumer credit trends. Discover key insights on originations, debt, and delinquencies from the October 2025 Mark [...]

Unlock financial opportunities and transform customer experiences with alternative data. Discover how new data sources combine with traditio [...]

Unpack consumer financial health & generational divides with the Market Pulse Index. Discover key insights for strategic planning in a K-sha [...]

Unlock new lending opportunities with VantageScore 4.0. Discover how trended and alternative data expand credit access and refine risk asses [...]

Gain key insights into the Q3 2025 economy from the Market Pulse webinar audience, from consumer spending and lending trends to fraud and th [...]

Gain expert insights on potential economic impacts, housing affordability challenges, and market trends from our September Market Pulse Q&A.

Stay ahead of consumer credit trends with insights from Equifax. Explore rising debt, shifting delinquencies, and the growing fraud industry [...]

Stay ahead of economic shifts! Discover 6 macroeconomic trends and 4 mortgage industry themes from the September 2025 Market Pulse webinar.

The growing threat of synthetic identity fraud accounts for 50-70% of credit fraud losses. Learn how to prevent it and protect your business [...]

Navigate the fast-changing regulatory landscape in lending with insights from Equifax's Market Pulse podcast. Learn about new regulations, e [...]

Unlock financial growth by leveraging alternative data to create personalized experiences and reach credit-invisible consumers. Improve mark [...]

Get expert answers on student loan reclassification and credit washing fraud from the August Market Pulse Q&A. Stay informed!

Discover what's on lenders' minds in 2025: student loans, trade uncertainty, & auto lending. Get insights from Equifax Advisors.

Stay current on consumer credit trends with August 2025 Market Pulse insights, covering originations, debt, delinquencies, and fraud.

Learn top economic trends and how to fight fraud in the auto industry. Get key insights from the August 2025 Market Pulse webinar.

Discover how alternative data is transforming lending, creating personal experiences & stronger loyalty for financial institutions.

Unlock credit access with alternative data. Learn how it helps consumers and lenders, expanding opportunities for all.

Unlock smarter lending decisions with open banking. Learn how Equifax solutions leverage bank transaction data to increase approvals and imp [...]

Get answers to your questions on student loans, credit cards, and economic shifts from the July Market Pulse webinar experts.

Unpack the K-shaped economy of 2025. Discover how it affects different generations and learn how to adapt your financial strategy accordingl [...]

Boost account opening and understand more customers with alternative data. Unlock new opportunities and make smarter lending decisions.

Gain key insights from the July 2025 Market Pulse webinar on current consumer credit trends, including originations, debt, and delinquencies [...]

Discover 5 key trends for H2 2025 from Equifax's Q2 Market Pulse webinars, covering economic uncertainty, AI in fintech, and strategic plann [...]

Optimize consumer loan decisions with data. Unlock growth and mitigate risk by refining lending policies, analyzing historical data, and lev [...]

Catch up on H1 2025's top insights! Discover key trends in fraud prevention, alternative data, and Gen Z financial behaviors from our top 9 [...]

Understand June 2025's 5 key market trends: rising prices, economic uncertainty, slowing labor growth, falling consumer sentiment, and low s [...]

Discover how open banking is revolutionizing lending, offering more accurate risk assessments and expanding financial inclusion through cons [...]

Get a snapshot of June 2025 consumer credit trends, including originations, outstanding debt, and delinquencies, with insights from Equifax.

Unlock deeper customer insights with alternative data. Learn how it helps lenders make smarter decisions, balance growth, and reduce risk.

Stay informed on the evolving U.S. economy. This blog, based on the Market Pulse podcast, explores shifting economic trends, consumer behavi [...]

AI-powered credit score improvement for members. Enhance engagement, cross-sell, and build loyalty with personalized financial guidance tool [...]

Boost loan growth with targeted marketing. Discover how to find in-market credit seekers and deliver offers at the right time for maximum im [...]

Explore May 2025 consumer credit trends. Insights on originations, debt, utilization, & delinquencies. Stay informed with Equifax Market Pul [...]

Help more Gen Z borrowers get approved using alternative data. Learn how to expand credit access & reduce risk for lenders.

Navigate today's uncertain market and discover key insights from Equifax Market Pulse, including Gen Z strategies, growth challenges in a sh [...]

Uncover the impact of macro lending trends on your strategy. Track recent lending activity to refine and optimize your origination efforts f [...]

For lenders, using alternative data is becoming increasingly crucial to stay ahead and drive growth in this rapidly changing market.&nbs [...]

In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]

Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]

While the world of consumer credit continues to evolve with the advent of newer forms of financing like fintech lending and Buy Now Pay [...]

In Q4 2024, over 300 frequent viewers of the monthly Market Pulse webinar offered by Equifax provided insights into how their organiza [...]

New tool for credit unions and banks to spot opportunities and risks in their lending portfolio

Discover how alternative data is transforming lending in a K-shaped economy. Learn about key market trends impacting consumers and how lende [...]

Here are four ideas to expand your small business relationships and bring in more deposits.

It’s no secret that auto affordability remains an issue for consumers. High auto prices and high interest rates are an ongoing challenge [...]

How many years has your company been marketing lending offers to consumers? Five? Ten? Twenty? Fifty or more? It’s likely a lot of years.& [...]

Credit unions are known to provide personalized service and focus on the unique needs of their members. For many members, this dedicated [...]

Fraud is an ever-present threat. It is especially harmful at a time when credit unions are needing to shore up liquidity and fight for e [...]

The nation’s consumers are becoming even more financially diverse. Think about young consumers and the growing number of immigrants who [...]

One action credit unions can take to gain control in an uncertain environment is to effectively use portfolio reviews. That way they can [...]

  With rising interest rates and other economic headwinds, how are credit unions adapting? And how can they find the risks a [...]

Consumers have many choices for managing their finances. One option, banking, is often overlooked with a credit union. Credit unions are [...]

76.1 million consumers have little-to-no credit history.¹ Unfortunately, having no credit history makes it very difficult for many indiv [...]

The U.S. Department of Labor (DoL) announced on August 31, 2020  they are providing an additional $100 million to state workforce agencies t [...]