602 Articles
Credit Risk Less Data, More Risk? A Data-Driven Look at the Future of Mortgage Credit S ...

See the hidden consequences of moving from tri-merge to single or bi-merge credit reports, leading to increased risk and pricing volatility [...]

Market Trends The New Roadmap for Auto: Navigating the Industry's Biggest Priorities in 2 ...

Learn the new roadmap for the automotive industry's biggest 2026 priorities: Affordability, AI, and Fraud. Leverage data and technology to f [...]

Commercial Business December Rebound, Cautious Optimism: What the Latest Data Means for Main St ...

Get the latest small business lending insights from the February 2026 Main Street Lending Report. Analyze December's rebound and 2026's mixe [...]

Market Trends Macroeconomic Headwinds & Opportunities in the Mortgage Market: A Recap of ...

Navigate mortgage market headwinds: The February 2026 Market Pulse covers K-shaped economy, rising 'all-in' costs, VantageScore 4.0, and str [...]

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Market Trends February 2026 Consumer Pulse: The Latest Consumer Credit Trends

Get the latest consumer credit trends from Equifax's February 2026 Market Pulse. See key changes in consumer debt, originations, and delinqu [...]

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Market Trends Driving Profitability with AI in a Shifting Economy

Auto dealerships: Overcome the 'Affordability Reset' and 'K-Shaped' market by shifting from data silos to Unified Intelligence. Deploy AI wo [...]

Identity & Fraud The AI Fraud Arms Race: New Strategies for Detecting Synthetic Identity and ...

The AI fraud arms race is accelerating. Discover how fraudsters use sophisticated AI for synthetic identity attacks and learn new, machine l [...]

Market Trends Understanding the Mortgage Market Then and Now: Five Years of Change, Press ...

Explore the mortgage market's 5-year journey: from the 2020 refinance boom to today's high-rate world. Get key insights for lenders on reten [...]

Credit Risk Expanding Access Without Adding Risk: The Power of Modern Credit Scoring in ...

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Credit Risk The $526K Reality Check: What’s Really Driving the Total Cost of Homeowners ...

Homeownership costs are up over $526K, but tri-merge credit reports are not the reason. Learn why this essential, low-cost credit data provi [...]

Data-Driven Marketing Turning Auto Browsers into Buyers with Smarter, Data-Driven Experiences

Stop losing auto leads to payment shock. Learn how to use data-driven personalization and proactive affordability guidance to turn anonymous [...]

Market Trends 5 Years Of Market Pulse Insights: How Has Consumer Credit Changed Since 202 ...

Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]