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Explore the mortgage market's 5-year journey: from the 2020 refinance boom to today's high-rate world. Get key insights for lenders on reten [...]

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Homeownership costs are up over $526K, but tri-merge credit reports are not the reason. Learn why this essential, low-cost credit data provi [...]

Stop losing auto leads to payment shock. Learn how to use data-driven personalization and proactive affordability guidance to turn anonymous [...]

Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]

Expert analysis on 2026 consumer credit, auto lending, and economic trends. Discover insights on delinquency, tax refunds, and credit risk m [...]

Industry leaders share their insights on balancing growth and efficiency, navigating shifting customer expectations, and addressing top oper [...]

New Visa Acquirer Monitoring Program (VAMP) rules mean stricter compliance for acquirers and merchants starting in June 2025. Learn the new [...]

Unpack the key economic and credit trends from the January 2026 Market Pulse. Learn about the K-shaped consumer, AI's growth engine, and aut [...]

Explore the 5-year evolution of the auto industry, from the 2020 pandemic crisis to the 2023 affordability strain and today's significant sh [...]

Small business lending activity slowed in late 2025 as owners prioritize stability and credit quality improves despite persistent affordabil [...]