560 Articles
Credit Risk Mortgage Industry Evolution: Data, Transparency, and the Future of Lending

Highlights:  To combat high fallout rates, lenders must leverage strategic automation and intelligent workflows to [...]

Podcast
Identity & Fraud Account Takeover (ATO) Fraud: Understanding the Impact and How to Protect Y ...

Highlights:  Account Takeover (ATO) fraud is a rapidly growing, multi-billion dollar problem with consumer cos [...]

Resource
Alternative Data Accelerating Data Access and Adoption for a New Growth Horizon

Highlights:  Resilient lending partnerships are built on strategic collaboration between lenders, data provide [...]

Consumer Credit What Happens Next: Empowering Borrowers in the Mortgage Lending Process

Highlights:  By embracing advanced credit-scoring models like VantageScore 4.0 and incorporating alternative data (l [...]

Credit Risk How Alternative Data Can Power Better Alternative Finance Lending

Highlights:  OneScore for Alternative Finance enables lenders to achieve up to a 48% improvement in separation [...]

Identity & Fraud The Shifting Landscape of Digital Fraud: Why Mobile is the New Battleground

Highlights:  Mobile fraud is escalating rapidly (up 15% year over year since 2020), while desktop fraud is dec [...]

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Credit Risk What Happens Next?: How Credit Score Competition is Reshaping the Mortgage ...

Highlights:  The shift to a competitive credit scoring environment, leveraging alternative data like rental an [...]

Podcast
Market Trends October Market Pulse Q&A: Unpacking Alternative Data and the Future of Mort ...

Highlights:  Equifax is expanding the use of alternative data, such as telco/utility and rent payment da [...]

Webinar
Market Trends Auto Lending in 2025: What’s Really Going On? 6 Trends to Know Now

Highlights:  Dealer finance companies are experiencing rapid growth in auto debt, while banks continue to hold t [...]

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Market Trends October 2025 Market Pulse: Macroeconomic Trends and Mortgage Industry Shift ...

Highlights:  The U.S. economy is experiencing rapid changes, including a slowing labor market and declining cons [...]

Webinar
Market Trends Consumer Spending and an AI Boom: The Latest Small Business Lending Trends

Highlights:  Small business lending saw an 8.1% decline month-over-month and 5.2% year-over-year in August 2025, wit [...]

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Consumer Credit October 2025 Consumer Credit: The Current Trends

Highlights: The U.S. economy is experiencing a slowdown in the labor market and consumer sentiment, with trade policy and [...]

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