594 Articles
Credit Risk Expanding Access Without Adding Risk: The Power of Modern Credit Scoring in ...

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Credit Risk The $526K Reality Check: What’s Really Driving the Total Cost of Homeowners ...

Homeownership costs are up over $526K, but tri-merge credit reports are not the reason. Learn why this essential, low-cost credit data provi [...]

Data-Driven Marketing Turning Auto Browsers into Buyers with Smarter, Data-Driven Experiences

Stop losing auto leads to payment shock. Learn how to use data-driven personalization and proactive affordability guidance to turn anonymous [...]

Market Trends 5 Years Of Market Pulse Insights: How Has Consumer Credit Changed Since 202 ...

Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]

Market Trends Market Pulse Q&A: Experts Answer Your Top Questions on Consumer Credit, Aut ...

Expert analysis on 2026 consumer credit, auto lending, and economic trends. Discover insights on delinquency, tax refunds, and credit risk m [...]

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Market Trends Balancing Growth and Efficiency: What Industry Leaders Say About Operationa ...

Industry leaders share their insights on balancing growth and efficiency, navigating shifting customer expectations, and addressing top oper [...]

Identity & Fraud The Visa Acquirer Monitoring Program (VAMP): What New Rules Mean for Acquir ...

New Visa Acquirer Monitoring Program (VAMP) rules mean stricter compliance for acquirers and merchants starting in June 2025. Learn the new [...]

Market Trends Checking on the Market: Economic Insights from January’s Market Pulse

Unpack the key economic and credit trends from the January 2026 Market Pulse. Learn about the K-shaped consumer, AI's growth engine, and aut [...]

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Market Trends 5 Years of Market Pulse Insights: How the Auto Market Has Evolved Since 202 ...

Explore the 5-year evolution of the auto industry, from the 2020 pandemic crisis to the 2023 affordability strain and today's significant sh [...]

Commercial Business Main Street Lending Slows as Small Businesses Prepare for a New Set of Chal ...

Small business lending activity slowed in late 2025 as owners prioritize stability and credit quality improves despite persistent affordabil [...]

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Market Trends January 2026 Consumer Pulse: The Latest Consumer Credit Trends

Discover the latest January 2026 consumer credit trends, including shifting debt levels, auto industry growth, and regional financial health [...]

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Data-Driven Marketing Smarter Automotive Marketing in 2026 Starts With Understanding Financial Re ...

Discover why auto lenders are shifting toward alternative data and AI to navigate rising vehicle prices, shifting consumer credit, and evolv [...]