After a relative's death, do I need to contact each nationwide credit bureau?
Equifax understands that there can be a lot to consider following the death of a loved one. Notifying any one of the three credit bureaus -- Equifax, Experian, and TransUnion -- allows the individual's credit report to be updated with a deceased notice, which may help prevent theft of their identity. When one bureau adds a deceased notice to the person's credit file, it will notify the other two, eliminating the need for you to contact all three credit bureaus.
If you are the spouse of the deceased person or a representative legally authorized to act on the person's behalf, you can ask to have a deceased notice placed on a loved one's Equifax credit report by mailing in a copy of the death certificate along with the following information about the deceased:
- Legal name
- Social Security number
- Date of birth
- Date of death
Please also include your name, your mailing address to send final confirmation and a copy of your identification, such as a driver's license or other government-issued identification.
If you are not the spouse of the deceased, you will also need to include court documents authorizing you to legally act on their behalf.
Mail the required information to:
Equifax Information Services LLC
P.O. Box 105139
Atlanta, GA 30348-5139