Top 5 Things That Don’t Hurt Your Credit Score

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You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action will directly impact your credit scores at all, either positively or negatively. In this video we will cover 5 things that don’t hurt your credit. [Duration- 2:24]


  • Debit card information doesn't appear on your credit reports or in your credit scores.
  • Your income generally isn't a factor used to calculate credit scores.
  • You'll still have your own credit reports and credit scores after getting married.
  • Having a credit application denied won't affect credit scores.
  • Interest rates and annual percentage rates don't appear on your credit reports.