What is a Credit Score?

In this article

Find out how credit scores are calculated & the important information you should review. [Duration- 2:06]

What you will learn:

  • Your credit score is a 3-digit number that represents the status of your credit report
  • Lenders use credit scores as one factor when making certain decisions
  • Generally, the higher your credit score, the higher the likelihood that you will demonstrate good payment behavior
  • There's no quick fix for a credit score that isn't excellent
  • But with the right tools, education, and habits, you can get on the right track
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