• Article
  • Financial Health
Product

Business Credit Reports for Small Business

Business owners can now access their own credit reports online. See what lenders, banks, and customers see. Check your credit quality, history, and score today.
Contact Us
Order Report*

*Note: Order a copy of the Business Credit Industry Report Plus 2.0 and relevant scores from eCredable, an approved Equifax reseller.

Improve the financial health of your business.

Why Business Owners Should Monitor Their Credit Reports

As a small business owner, your credit report plays a vital role in your financial success. Lenders, insurers, service providers, and even potential customers often review your business credit profile before deciding to work with you. Your Business Credit Report offers a snapshot of your business’ financial health, credit quality, and risk indicators. By ordering your own report, you gain valuable insight— empowering you to correct inaccuracies, monitor borrowing history, and improve access to funding opportunities. Stay informed and take control of your business credit.

Engage Your Lenders Better
Equip yourself to discuss rates and terms with lenders and creditors. 
Strengthen Your Contracts and Customer Bids
Improve how you pitch for new business. 
See What Others See
Gain deeper insight into your small business accounts for greater visibility. 
Plan for Growth
Understand your strengths and liabilities to make smart business decisions.
Improve Terms
Better negotiate rates, terms, and deliverables with key suppliers and vendors. 
Protect Your Assets
Monitor your business credit file for inaccuracies and possible fraudulent activity.

Protect Your Business's Financial Reputation

As a business owner, your credit report is a record that can be viewed by lenders, suppliers, and potential partners. Regularly reviewing your report is a proactive way to ensure its accuracy, correct any errors, and help protect your company's financial reputation. By staying on top of your credit health, you can prepare for future financing needs, negotiate better terms with vendors, and make sure your business is positioned for growth without any negative surprises.

Prepare for Financing

Before applying for a loan or line of credit, check your report to see some of the information lenders and service providers can see about your business. This helps you get a realistic idea of the rates and terms you'll be offered.

Ensure Accuracy

Reviewing your business credit report is the best way to catch and dispute inaccurate information, protecting your company's financial reputation and credit health.

Order Your Business Credit Report Online

Ordering your Equifax business credit report is fast, simple, and secure. As a business owner, you can access your own credit report online in just a few steps. This report includes some of the same credit data lenders, banks, insurers, and partners use to assess your business. With real-time access to your credit file, you can monitor accuracy, manage your creditworthiness, and make informed decisions that support growth and funding opportunities.

Step 1: Click Order Report
Click the "Order Report" button at the top of the page, where you will be redirected to the approved Equifax reseller, eCredable. 
Step 2: Verify Your Information
Ensure security by verifying your personal information, and complete the necessary business information to pull a business credit report on your business. 
Step 3: Download Report
Receive a detailed summary of your credit score, borrowing history, public records, and financial performance. 

Take Control of Your Business Credit

Your business credit report is more than data — it's a gateway to funding, partnerships, and growth. When lenders, service providers and partners evaluate your business, what they see matters. By ordering your own report, you gain insight into the info they use to make decisions. Don’t let outdated or inaccurate information hold you back. Order your report today. 

Frequently Asked Questions 

Monitoring your business credit is essential for managing the financial health of your company. Your business credit report is reviewed by banks, lenders, insurance carriers, and even customers to determine your creditworthiness, potential risks, and partnership opportunities. By regularly checking your report, you can ensure the information is accurate and up-to-date, and be prepared to discuss rates and terms with lenders and creditors.

Good business credit can provide several advantages. It can help you:

  • Engage with lenders better: Equip yourself to negotiate better rates and terms.
  • Strengthen your contracts and bids: Improve your pitch for new business by demonstrating financial stability.
  • Plan for growth: Understand your business's strengths and liabilities to make smarter decisions.
  • Improve terms: Better negotiate rates, terms, and deliverables with key suppliers and vendors.

A business credit report, like the Business Credit Industry Report Plus 2.0, gives you a detailed look at your company's financial standing. It includes background and performance information, an indication of your credit quality and capacity to pay bills, and summaries of your borrowing history and public records. This information allows you to "see what others see" and gain a deeper insight into your business accounts.

Regularly monitoring your business credit file is a crucial step in protecting your assets. It allows you to check for inaccuracies and potential fraudulent activity. By staying on top of your credit file, you can quickly identify and address any errors or unauthorized accounts that could negatively impact your business's creditworthiness.

Anchor Text

Work on Your Business's Financial Health

A big part of building a healthy, sustainable business is maintaining a strong financial position.
  • Get insight into your business and lending factors
  • View your business credit report and scores
  • Review your tradelines and track cashflow
Sign Up Now

*Note: Equifax has partnered with Nav allowing you to purchase Nav Prime to provide you greater visibility into the financial health of your business

Related Resources

Product Sheet
306KB
Product Sheet
OneScore for Commercial
Article
Article
Business Credit Industry Report 2.0 Plus Training Guide
Product Sheet Article

Related Products

Equifax offers a suite of business credit solutions, including detailed credit reports, predictive risk scores, like OneScore for Commercial, to help lenders and business owners assess financial health, predict risk, and make smarter credit decisions with data-driven confidence.

Business Credit Reports
Evaluate business risk fast with Equifax business credit reports. Access key financial and non-financial data, including company profiles, liabilities, public records, and credit risk indicators to empower confident decisions.
Learn More
OneScore for Commercial
Increase the predictability of default on your commercial accounts with OneScore for Commercial, a comprehensive delinquency score that leverages Equifax Amplify AI
Learn More
Business Risk Scores
Gain clarity and control with Equifax Business Risk Scores. Predict delinquencies, assess business stability, and make data-driven credit decisions that protect your revenue.
Learn More
Credit History Report
Gain a clear view of a business's financial behavior to make confident lending and partnership decisions. Access concise, trusted insights into credit obligations and payment history.
Learn More
N/A

Small Business Indices

Stay ahead with monthly insights into small business lending, delinquencies, and economic trends — your early signal for smarter business and lending decisions.

See the Latest Report
Anchor Text

Need Help Deciding?

Connect with our sales team today to get a product consultation.