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Business Credit Reports

Evaluate business risk fast with Equifax business credit reports. Access key financial and non-financial data, including company profiles, liabilities, public records, and credit risk indicators to empower confident decisions.
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Leverage Business Credit Reports for Smarter Decisions

With millions of new business applications submitted each year, it’s more important than ever to quickly and confidently assess the risk of potential customers and partners. As one example of Equifax's business credit reports, the Business Credit Industry Report Plus 2.0 (BCIR+ 2.0) offers a powerful, data-driven solution for evaluating a company’s financial stability and creditworthiness. 

This enhanced report provides a comprehensive view of a business, including its structure, background, liabilities, public records, and credit risk factors — all in one convenient report. By highlighting both financial and non-financial data points, it enables smarter, faster decisions. Whether you're setting credit terms, managing portfolio risk, or onboarding new clients, our focus on the critical small business segment gives you the clarity and confidence you need to grow your business with less uncertainty.

Understand Company Background
Gain insight into the structure and background of a business or partner to build better relationships and drive success.
Evaluate Balances, Risks, and History of Credit Utilization
Access financial summaries, potential concerns, impact levels, and past borrowing activity to evaluate account standings. 
Assess Debts and Liabilities of Potential Customers
Review various obligations and financial commitments held by a prospective client to assess their credit profile.

Unlock Key Insights with Business Credit Reports

Business credit reports are powerful tools that provide a detailed financial snapshot of a company. They are primarily used by financial institutions and service providers to evaluate risk before making critical decisions. 

New Account Opening

Business credit reports are essential for when assessing risk on new accounts. By reviewing a company's report, they can quickly assess the risk of non-payment and determine appropriate credit limits and terms.

Customer and Vendor Onboarding

Business credit reports are vital for onboarding customers and vendors. Use them to assess a customer's creditworthiness before extending terms, and to verify a vendor's financial stability. This due diligence creates secure and trustworthy relationships from day one.

Make Smarter Decisions with the Business Industry Credit Report Plus 2.0

Millions of new businesses launch each year — don’t take chances when deciding who to work with. 

The Business Credit Industry Report Plus 2.0 (BCIR+ 2.0) helps you quickly and confidently assess the risk of any business before extending credit, approving accounts, or forming partnerships.

With just one report, gain access to a company’s full risk profile, including credit history, liabilities, public records, and key financial and non-financial metrics. Whether you're onboarding new customers or monitoring existing ones, BCIR+ 2.0 delivers critical insights that help you reduce exposure to delinquencies and defaults.

This powerful tool supports professionals across a range of industries: banking, lending, insurance, communications, logistics, and more. It is built to serve the needs of risk officers, underwriters, analysts, and business leaders alike.

Click Order Report
Click the "Order Report" button at the top of the page, where you will be redirected to the approved Equifax reseller, eCredable. 
Verify Your Information
Ensure security by verifying your personal information, and complete the necessary business information to find the business your inquiring about.  
Download Report
Receive a detailed summary of the businesses credit score, borrowing history, public records, and financial performance. 

Protect Your Bottom Line With Business Credit Reports

When it comes to growing your business, every decision counts — especially the ones involving risk. BCIR+ 2.0 is more than just a credit report; it’s your competitive edge. With detailed, actionable insights into a company’s creditworthiness, liabilities, and financial behavior, you gain the clarity needed to make fast, informed decisions. Whether you’re extending credit, onboarding a new client, or evaluating a partner, this report gives you the confidence to act.

Don’t leave your business exposed. Harness data-driven confidence and invest in the intelligence that protects and powers growth. 

Frequently Asked Qustions

A business credit report helps you assess the immediate and future risks associated with a potential customer or partner. By reviewing a company's profile, liabilities, public records, and credit risks, you can confidently make decisions about forming a new relationship and avoid potential problems.

A business credit report, such as the Business Credit Industry Report Plus 2.0, provides a comprehensive overview of a company. It includes key metrics, financial and non-financial data, and details on credit balances, risks, and history of credit utilization. This information helps you understand the company's structure, background, and debt obligations.

The report highlights a company's credit balances, risks, and severity of credit utilization. This information allows you to see the types of debts and liabilities a potential customer or partner carries, giving you a clear picture of their financial health and ability to meet future obligations.

You can order a copy of a business credit report and relevant scores from approved resellers of Equifax, such as eCredable. Equifax works with these authorized resellers to allow the online purchase of business credit reports.

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