Compare our products
Discover which of our credit monitoring and identity theft protection plans is right for you.
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Equifax credit reports
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Daily access to 1-bureau credit scoreDaily
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Daily access to Equifax credit report4Daily
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Credit monitoring
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Equifax credit report monitoring
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1-bureau credit score monitoring
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Identity theft
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Automatic fraud alerts7With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
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Equifax credit report lock1
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Identity restoration
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Up to $500K identity theft insurance2Up to $500K
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Equifax Complete™
Premier
- All features of Equifax Complete™
- Up to $1MM in ID theft insurance2
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VantageScores and Equifax credit reports
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Annual 3-bureau credit scoresAnnually
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Annual 3-bureau credit reportAnnually
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Daily access to 1-bureau credit scoreDaily
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Daily access to Equifax credit report4Daily
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Credit monitoring
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3-bureau credit report monitoring5
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Equifax credit report monitoring
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1-bureau credit score monitoring
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Identity theft
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WebScan6
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Automatic fraud alerts7With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
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Equifax credit report lock1
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Identity restoration
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Lost wallet assistance
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Up to $1MM identity theft insurance2Up to $1MM
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Stolen funds replacement2
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Equifax Complete™
Family Plan
- All features of Premier for two adults
- Ability for adults to share credit monitoring alerts
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VantageScores and Equifax credit reports
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Annual 3-bureau credit scoresAnnually
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Annual 3-bureau credit reportAnnually
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Daily access to 1-bureau credit scoreDaily
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Daily access to Equifax credit report4Daily
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Credit monitoring
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3-bureau credit report monitoring5
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Equifax credit report monitoring
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1-bureau credit score monitoring
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Identity theft
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WebScan6
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Automatic fraud alerts7With a fraud alert, potential lenders are encouraged to take extra steps to verify your identity before extending credit.
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Equifax credit report lock1
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Identity restoration
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Lost wallet assistance
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Up to $1MM identity theft insurance2Up to $1MM
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Stolen funds replacement2
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Additional features
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Additional adult (all Premier features)
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Equifax credit monitoring for up to 4 children
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Select ID theft protection features for up to 4 kids• Social Security number monitoring6
• ID restoration
• Up to $1MM ID theft insurance2
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Interested in other options?
Equifax Core Credit™
When you're looking for just the basics to keep track of your credit.
LEARN MOREEquifax Lock & Alert
The Lock & Alert app makes it convenient to lock and unlock your Equifax credit report.1
LEARN MORE-
Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
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The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
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We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
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Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.
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Credit monitoring from Experian and TransUnion will take several days to begin.
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WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.
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The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.