Why is an account balance on my Equifax credit report incorrect?

The account balances on your Equifax credit report are balances as of the date your lender or creditor reported the information. Lenders and creditors report information on a periodic basis; therefore, the balances shown on your Equifax credit report may not reflect your most recent activity. For the most current balance, contact your lender or creditor directly.

If you believe information on your Equifax credit report is inaccurate or incomplete, you can file a dispute. View our dispute page to learn more. 

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