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How Long Does It Take for Information to Fall Off Credit Reports?

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Highlights:

Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax® credit report. Learn more about how long hard inquiries, late payments and more stay on your credit report.

Highlights:

  • Negative information generally stays on credit reports for about seven years.
  • Positive information, such as paid accounts, can stay on your Equifax® credit report for up to 10 years.
  • Regularly checking your Equifax credit report is an important step to make sure your information is correct.
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