Everything You Need to Know About Credit Reports, All in One Place


The Anatomy of a Credit Dispute

There’s information on my credit report that I believe is incorrect. How do I begin the process of disputing information I believe is incorrect?

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Who is Allowed to Access my Equifax Credit Report?

Financial institutions and others who have what's called “permissible purpose” can access a copy of your credit report in order to make certain types of decisions about you.

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How Do I Get my Free Credit Report?

There are two ways to get a free credit report. One of the ways you can get a copy of your free credit report is through Annual Credit Report, www.annualcreditreport.com.

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How Long Does Information Stay on my Credit Report?

There are timeframes for how long different types of information may remain on your credit report. Depending on the type of information, there are different timeframes for how long an item may stay on your credit report.

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