Business Needs

Retain and Increase Deposits

Competition for deposits is fierce. With our measured asset and deposit-based solutions, we can help you keep, cross-sell, and attract new deposits from both consumers and businesses.

Leverage Measured Deposit Insights to Quickly Drive Deposit Growth

Our deposit-gathering solutions can help you capture new deposits — and retain deposits from your best customers.

By leveraging our foundation of anonymous, directly-measured assets and deposits gathered from our network of leading financial institutions, we provide the insights you need to connect with the right consumers, grow your deposits, and better meet liquidity goals.

  • Protect current deposits and identify customers with significant deposits held outside your firm
  • Target new consumers and small businesses with high deposits
  • Reach consumers likely to experience significant deposit growth
  • Inform messages to drive cross-sell
  • Find high deposit markets and assess your geographic performance in capturing new deposits

Actionable Solutions to Protect and Grow Deposits

Drive deposit growth from customers, prospects, and businesses. Tailor messages and use digital to optimize campaigns.

Retain and Grow Customer and Prospect Deposits

Assess share of customer deposits and discover which customers hold significant deposit balances at other firms so you can deliver offers to incent deposit transfer. Target the right prospects and markets to gather new deposits. Plus identify both customers and prospects that hold the most potential for asset growth in the coming years.
Assess estimated share of deposits: Identify customers & prospects with deposit growth opportunity - for IXI Network members.
Find future best customers with measure of expected relative growth in total assets in 3 years - for IXI Network members.
Size markets by deposit levels, measure penetration, and find regions with growth opportunity - for IXI Network members.

Capture Business Deposits

Use our business deposit solutions to grow and protect commercial deposits. Identify customers that are also business owners. Identify small businesses with estimated significant assets to promote your deposit offerings. Plus, reach new and rapidly-growing businesses likely in need of deposit services.

Equifax Link

Identify customer accounts that are also business owners and better promote your commercial deposit services.

Identify and market deposit services to small businesses with high invested assets and deposits - for IXI Network members.
Identify and engage with fast-growing businesses using information on annual revenues, transactions, and growth rates.

Enhance Your Deposit Growth Strategy

Find deposit opportunities from new and existing customers and businesses. We help companies apply our foundation of direct-measured, anonymous U.S. consumer and business assets to find and engage households and businesses most likely to have assets and deposits to invest with you.
Protect and Grow Customers Deposits
Identify current customers that offer significant opportunity to bring new deposits to your firm. 
Capture New Deposits
Gather new deposits from consumers shopping for the best alternatives for their deposit dollars.
Grow Business Banking Relationships
Market your deposit services to small businesses, new companies, and customers that are also business owners.
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One firm used our deposit estimates to identify over $14B in deposits held by current customers at other firms.

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Use our deposit solutions to find the 9% of households that hold 58% of the nation’s deposits.

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One client captured $52M in new deposits by using email prospect lists segmented by household deposit estimates.

Source: Equifax data and case studies. Results may vary.

Find Opportunity Today

Use our measured deposit insights to inform your deposit cross-sell strategy. For example, pre-retired and retired consumers hold significant deposits. Tailor your messages to meet their product preferences such as promoting high-yield savings, CDs, and money markets to retired Baby Boomers. 

Baby Boomer Deposit Opportunity

Pre-retired and retired consumers hold significant deposits. Tailor high-yield promotions to meet their product preferences.

No One Knows Consumer and Commercial Assets and Deposits Like We Do

We are the only source that provides deposit solutions based on directly-measured wealth.

Our foundation of direct-measured anonymous U.S. consumer assets gathered from our exclusive network of leading financial institutions allows us to provide a unique view into the household wallet - including both investments and deposits. Use this foundation to drive your deposit-gathering strategies and protect deposits amongst best customers.

We also directly measure assets held by small businesses and track information on over 21 million active businesses, enabling you to reach audiences with the most potential to expand business-banking relationships.

eBook

Six Ways to Grow Deposits During an Uncertain Economy

Learn actionable solutions to quickly drive deposit growth. Explore tips to protect and grow deposits, personalize communications, and identify fast-growing markets for new deposits. 

Learn Strategies to Grow Deposits

Add Deposits to Grow Liquidity

Discover how a credit union quickly captured $52 million in new deposits using email prospect lists segmented by household deposit estimates.

Add Deposits to Fuel Liquidity

Learn how a financial institution identified $14+ billion in deposits held by current customers at other firms and expected to bring over $70 million in new deposits.

Explore Wealth Trends

Discover changes in U.S. household wealth. Learn statistics for Mass Market, Mass Affluent, and Affluent households and find geographies with growing assets and deposits.

Freedom First CU Grows Deposits

Learn how to identify and reach prospective members with significant deposit potential. In this video, Freedom First Credit Union explains how it used WealthComplete® to send emails to a high-wealth group. As a result, they exceeded their goal and gathered over $52 million dollars in deposits in two months. 

Related Resources

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Expand Customer Relationships

Grow relationships and deepen customer connections. Explore our solutions to help identify accounts for cross-sell, promote usage, and enable customers to better manage their credit.

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