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Risk Decisioning Suite powered by InterConnect® Cloud Solution

Risk Decisioning Suite powered by InterConnect is a secure, scalable SaaS platform that automates credit and risk decisions in real time. With access to diverse data, attributes, and advanced analytics, it empowers businesses to approve more good customers, reduce fraud, and adapt with agility.
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Transform Credit and Risk Decisions with Real-Time Automation

The Risk Decisioning Suite powered by InterConnect is a secure, cloud-based decision management system (DMS) that simplifies complex inputs into agile, actionable decisions. By integrating diverse data sources, predictive models, and configurable business rules, it helps organizations automate credit approvals, streamline identity and fraud checks, and maintain compliance. 

From banks and credit unions to fintechs, insurers, telco, utility, and auto lenders, InterConnect empowers decision-makers to accelerate growth, reduce losses, and stay ahead of market change—without heavy IT dependency.

Speed Decisions
Reduce approval times from days to seconds with automated, rules-based decisioning.
Expand Approvals
Confidently approve more applicants, including thin-file or underserved customers, with real-time access to diverse data.
Mitigate Fraud and Risk 
Integrate fraud alerts and identity verification directly into your decisioning workflows.
Build Operational Efficiency
Empower business teams to manage and deploy rules quickly, without over-reliance on IT.
Support Compliance
Generate auditable, transparent decision codes to meet regulatory standards.
Continuous Optimization
Leverage challenger/champion testing and Equifax Ignite® feedback loops for ongoing improvement.

Fuel your decisioning

Minutes to seconds

Accelerate decisions with InterConnect Decision Hub

Score up to 21% more
Score more applicants with alternative data
Months to days

Quickly launch new products and decision rules

*Equifax data and analytics

How Businesses Use Risk Decisioning Suite

InterConnect powers real-time decisioning across multiple industries, helping organizations balance growth with risk.

Banking & Credit Unions

Instantly approve personal loans and credit cards while maintaining compliance.

Fintechs

From expanding approvals to validating risk strategies, Lost Sales Analysis delivers actionable insights that can help you compete smarter.

How Risk Decisioning Suite Works

Use InterConnect to integrate diverse data sources, apply configurable rules and models, and automate credit and risk decisions in real time. InterConnect transforms complex inputs into clear, agile decisions that help you grow responsibly.

Customer Testimonial: Hancock Whitney Bank

See why Hancock Whitney says Equifax is a strategic partner in their success in achieving quicker data response times with InterConnect Decision Hub.

Connect Data Sources
Access credit, fraud, identity, and alternative data in real time.
Apply Rules & Models
Deploy configurable decision rules, predictive analytics, and scoring models.
Automate & Optimize
Generate instant credit decisions, fraud alerts, and compliance outputs. Then refine strategies with analytics feedback.

Integrate with Equifax Ignite

Use the InterConnect decisioning platform and Equifax Ignite analytical platform together to boost your decisions and advance your models. Leverage an integrated feedback loop to deliver your decisioning results directly into Equifax Ignite for deeper analysis. Then analyze model scenarios and explore new datasets to fuel your decision criteria.

Why Choose Risk Decisioning Suite powered by InterConnect

With InterConnect, you can grow responsibly—approving more customers, reducing fraud and losses, and maintaining compliance. Backed by Equifax’s trusted data and analytics, it’s a smarter, faster, and more scalable way to manage credit and risk decisions.

InterConnect Decision Hub

Leverage a decision intelligence platform aligned to your specific objectives. Access a pre-built command center, consumer and commercial data, built-in acquisition workflows, decision history reports, collaborative access controls, and delivery via API, UI, or batch.

View Product Sheet

InterConnect Decision Lite

Use predefined decision rulesets on a platform designed for small and medium businesses — and avoid custom decision models and platforms. Streamline credit and risk assessment with access to consumer credit, bill pay history, and identity verification data. Access via API.

View Product Sheet

InterConnect Auto Hub

Automate credit, marketing, risk, and verification decisions for auto-related transactions. Use a pre-configured solution designed for dealers, lenders, manufacturers, and service providers with choice of consumer credit, alternative, identity, and fraud data. Access via API.

View Blog

Frequently Asked Questions

Yes, InterConnect can help analyze multiple data sources and models to identify and measure potential risks in real time.

With configurable rules and analytics, InterConnect can help firms continuously refine risk criteria and test strategies.

InterConnect automates approvals with fraud checks, identity verification, and audit-ready reason codes.

InterConnect enables firms to access alternative data and predictive analytics to more confidently expand approvals.

InterConnect generates transparent, auditable codes that align with compliance requirements.

eBook

Credit and Risk Decisioning 

InterConnect offers automated technology that transforms complex data into actionable insights. Gain easy access to data, models, and decision rules and seamlessly integrate with existing systems.
Learn about InterConnect

Product Sheet
Product Sheet
Interconnect Decision Hub
Product Sheet
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Product Sheet
InterConnect Decision Lite
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1:22 minutes
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Finding the Right Balance
eBook
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Power Profitability with Analytics and Decisioning Solutions from Equifax
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Equifax Ignite

When InterConnect is integrated with Equifax Ignite through our feedback loop, you can continuously compare “expected” to “actual” results to refine and apply the best decision tools and strategies.

Explore Equifax Ignite
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