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Business Principal Report

Get a 360° view of the business owners credit history in a single report. Reduce financial risk, spot potential fraud, and make confident credit decisions with the Business Principal Report.
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     Deeper Credit Insights for Businesses and the Owners   

It's important to understand the full risk associated with a business, including insights into the business owners and principal guarantors credit history.

Our comprehensive reports give you the ability to evaluate a business's creditworthiness in relation to the owner's personal credit history. By providing a 360° view of the applicant, you can uncover hidden risks with fraud detection alerts and make more confident credit and lending decisions, ultimately reducing financial losses.

Reduce Credit Risk
Complete view of business's banking, leasing, trade credit, and owner's personal credit to assess obligations and payment.
Time and Efficiency Savings
Streamline credit decisions. Get both business and owner/guarantor credit info via a single inquiry.
Minimize Resources
Seamlessly access the owners credit information to boost efficiency and save resources.

Better Understand the Potential Risk Within a Business

Equifax Business Principal Reports are an easy-to-read, quick report. With these reports you can gain information on key business principals and owners. The reports can help you gain comprehensive information about the credit history of a business principal.

Frequently Asked Questions

A business risk score numerically assesses past behavior to help predict future behavior of a business. A credit report offers more detail and context, often including the score, to aid understanding of a business's financial standing.

Yes. A permissible purpose under the FCRA is required, and the principal must provide written consent unless they are personally liable.

The report includes credit and lease data, trade payment history, and personal credit info from the Equifax consumer database.

No. It posts a soft inquiry that does not affect credit scores. It expires after 12 months.

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Check How to Read the Business Principal Report

Get a 360° view of business and owner risk, detect fraud, and enhance your decisions.

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Business Principal Report Training Guide
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Explore How Our Solutions Work

Learn about the Equifax Business Risk Score. Make informed credit decisions, assess risk, and understand your business's financial stability.

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