Industry

Insurance

Improve underwriting, pricing, and customer growth throughout the policy lifecycle. Equifax empowers insurers with the data-driven insights, predictive analytics, and risk scores needed to succeed. 

Drive Insurance Profitability with Trusted Data and Predictive Analytics

In today’s fast-paced insurance market, competitive rates and service alone aren’t enough. We help insurers harness actionable insights through differentiated data, advanced risk scoring, and predictive analytics. From underwriting to renewals, we support every stage of the policy lifecycle—reducing fraud, optimizing pricing, and identifying high-value prospects.
0 M+

Alternative data provides predictive FCRA consumer data on 230M+ unique consumers, 30M of which have no consumer credit file.

0 %

Reach Prescreen audiences across channels: 28.3% of households likely to be responsive to an offer for multiple policies.

0 %

Discover potential policyholders: Explore alternative data to find new prospects and see a 20% lift among unscored consumers.

Discover the Inflection™ Insurance Score

Built by Verisk®, this is an industry-leading, credit-based scoring solution for personal auto and property insurers. See up to 2.8 times lift in loss prediction.

Tackle Key Insurance Challenges with Data-Driven Solutions

Insurers face pressure to grow profitably while managing risk, fraud, and compliance. We combine alternative data, credit-based scoring, and predictive analytics to modernize underwriting, streamline renewals, and enhance policyholder acquisition—enabling smarter, faster decisions across the policy lifecycle.

Insight Score™ for Insurance

Predictive scoring to assess policyholder risk and improve underwriting decisions.

Inflection™ Insurance Score

Credit-based insights designed for auto and property insurance risk prediction.

Financial Durability Measures

Evaluate financial resilience to better manage renewals and cancellations.

Equifax Link™

Integrate Equifax data seamlessly into insurance platforms for faster decisions.

Business Verification Solution

Verify small business legitimacy and ownership instantly to reduce fraud exposure and ensure KYB compliance in onboarding workflows.

B2bConnect™

This unique data asset of over 43M U.S. business records helps clients fine-tune their marketing efforts.

0 %

With Financial Durability Measures, you can identify borrowers who are 13% more likely to become current again.

0 x

See up to a 2.8 times lift in loss prediction¹ with Inflection Insurance Score.

0 M

B2bConnect™ database houses more than 43M U.S. records for marketing, customer service, and supplier data management.

Commercial Insurance Underwriting

By integrating alternative data with AI and machine learning for loan approvals, you accelerate the process. This reduces document review by 80% and lowers operational costs by 30%. Customers get a better experience, and you can increase capacity with an 80% faster delivery time.
Dive into the Details

Discover Relevant Insights for the Insurance Industry

Partner with the Team that Knows Insurers’ Challenges

Our unique, data-driven solutions and powerful predictive analytics can help enhance the entire policy lifecycle and gain operational efficiencies. Increase the accuracy of your quotes, manage risk, evolve your products, and improve your customer experience.

Explore the Full Suite of Insurance Solutions

Clear Filter
Loading animation

    Related Resources

    Insurer, Looking for Smarter Prescreening Strategies?

    When it comes to finding and reaching the right consumers for their offers, personal auto and property insurers are faced with challenges. With the rising cost of claims, insurers must consider credit history, prior claims, and geography. At the same time, finding new audiences can be difficult — especially for populations that lack a traditional credit history. These impacts spark the need for insurers to enhance their prospecting models and strategies in order to fuel growth while continuing to manage risk.

    6 Tips to Fuel Acquisition Campaigns

    Learn how insurers can optimize acquisition with data-driven targeting, risk insights, and smarter prescreening strategies to grow their policyholder base.

    Anchor Text

    Need Help Deciding?

    Connect with our sales team today to get a product consultation.