Consumer Credit Data that Optimizes Credit Risk Assessments
Why Businesses Rely on Equifax Credit Risk Insights
Our consumer credit risk solutions are built using industry–leading data and a history of business impact. Our customers trust us to help them mitigate risk and drive growth.
Approve up to 21% more credit applications with deeper, more complete insights.
Cut fraud by up to 90% by integrating bureau data into your credit decisioning process.
Trusted by 15,000+ contributors, means we are one of the most comprehensive consumer files in the U.S.
Consumer Credit Risk Solutions for Lending
OneScore
Confidently approve more consumers by evaluating risk with our AI-driven scores, blending traditional and alternative data.
Consumer Attributes
Gain deeper insight into consumer credit behavior with over 7,000 predictive attributes, enabling smarter lending decisions.
Consumer Credit File
Access accurate, up-to-date credit data on 245 million+ U.S. consumers to drive confident lending and expand your customer base.
Explore All the Ways to Optimize Credit Risk Strategy
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