Product
Credit History Report
Gain a clear view of a business's financial behavior to make confident lending and partnership decisions. Access concise, trusted insights into credit obligations and payment history.
A Clearer Credit View, Powered by our Credit History Report
We provide unprecedented detail for each business borrower, allowing lenders to see how that borrower has handled similar transactions.
Our solutions enable you to:
• Leverage payment histories on individual obligations, presented contract-by-contract, and gain insights from the Credit History Report.
• Utilize a superior indicator of credit quality and capacity compared to net 30 trade data.
• Make more informed lending and portfolio management decisions.
• Reduce costs and increase the efficiency of accessing small business credit data.
Through extensive coverage on small businesses, and accurate credit history insights, you can make faster decisions–without increasing risk.
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Explore all the ways Equifax helps you assess credit risk beyond history and discover the full suite of solutions designed to support smarter decisions across the credit lifecycle.
Explore How Our Solutions Work
Learn how to bridge the small business credit gap with Strengthening Main Street America. Our infographic provides actionable tips for lenders to strengthen local economies.
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