Industry

Mortgage & Housing

Turn data into decisions and borrowers into homeowners. Our data-driven mortgage solutions support lenders and resellers throughout the mortgage lifecycle. 

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Trusted Data Products for Lenders and Resellers

We empower mortgage lenders to identify risk and opportunity in their portfolios, build better borrower relationships, and execute with greater speed and precision. Whether you’re sourcing originations or managing existing loans we have deep data assets and products that help you grow.
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consumer credit files

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telecom and utilities consumers

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employment records 

Telco, Pay TV and Utilities 

Power More Complete Borrower Profiles

Discover how Equifax is enhancing the mortgage industry by seamlessly delivering telecommunications, pay TV and utility attributes alongside traditional credit reports.

Tools that Reduce Friction, Drive Decisions, and Uncover Opportunities

With Equifax’s suite of mortgage solutions, you can modernize your lending process from lead generation to loan servicing. Leverage verified data and seamless integrations to accelerate workflows, improve borrower experiences, and manage risk at every stage of the mortgage lifecycle.

Mortgage Pre-Approval Credit Report

A complete, soft-inquiry credit file that does not prompt mortgage prescreen triggers.

The Work Number Report Indicator

This product returns a response indicating whether a standard (36 month) VOIE report is available for a borrower/co-borrower from The Work Number.

Undisclosed Debt Monitoring™ (UDM)

Avoid last-minute surprises and boost efficiency in mortgage lending.

Telco, Pay TV, and Utilities Insights

Trended Credit™ plus new Telco, Pay TV, and Utilities data unlocks powerful, verified insights to help streamline the mortgage underwriting process.

Product Sheet

The Strength of VantageScore

VantageScore 4.0, the fourth-generation tri-bureau credit scoring model from VantageScore Solutions and offered by Equifax. This score sets a new standard for predictive performance and modeling innovation, pioneering several industry “firsts” that benefit lenders and consumers alike.
More on VantageScore Credit Scoring
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Trended credit data offers up to 24 months of past payment trends to help better predict risk

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With 3.8M employers contributing income and employment data, start with The Work Number® to help save time and cost

Smarter Mortgage Solutions: Reduce Risk, Streamline Processes, Support Borrowers 

Technology Integrations Allow You to Lend Smarter

Accelerate decisions with automated rules, benchmarks, and verifications applied directly into your LOS or POS to reduce manual workflows and speed up approvals. 
Serve your borrowers better with seamless digital experiences and processes. 
Improve accuracy and confidence when you reduce risk and use directly-sourced data embedded in your existing platforms. 
Increase operational efficiency and free up resources by cutting processing times with digital workflows that do more, faster.

Find a Wide Range of Solutions Built for the Mortgage & Housing Industry

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    Explore Equifax's Mortgage Technology Partnerships

    Uncover how Equifax collaborates with leading mortgage technology providers to streamline workflows, enhance data access, and improve the borrower experience through seamless, secure integrations.

    Mortgage Technology Partnerships

    Discover how seamless integrations, from API-enabled income and employment verification to smart data tools, empower lenders to streamline underwriting, boost efficiency, and elevate borrower experience.

    See how better data leads to better borrower experiences.
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