Industry

Fintech 

Explore how to power innovation, reduce risk, and deliver seamless digital experiences for your customers with our expert-led solutions.

Unlock Fintech Innovation with Data-driven Intelligence

In today’s fast-moving fintech market, data is the key to gaining a competitive advantage. Partner with us for a powerful combination of predictive insights and cloud-native agility. Equifax solutions are driven by our unique and differentiated datasets: traditional credit data, alternative data, employment verification, and digital identity solutions. This partnership will help you accelerate growth, promote financial inclusion, and enable the fast, smart decisions necessary to stay ahead.
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90% reduction in fraud risk using a real-time solution that combines digital and physical attributes

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Deeper insights from trended data with 500+ consumer credit attributes

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Scorable population of customers expanded up to 32% with alternative data and predictive analytics

Your Path to Fintech Success: Key Equifax Offerings

Your Fintech Growth Partner: Speed, Scale, and Success

We partner with fintech start-ups and mature companies specializing in online payments, eCommerce, Buy Now Pay Later (BNPL), consumer and small business alternative lending, and digital banking. Our cloud-native data fabric and scalable global platforms and solutions can help you get to market faster and stay ahead of competitors in the rapidly evolving fintech space.

Equifax Ignite®

Make faster, data-driven decisions to grow your business, manage customers, and speed time to revenue in one cloud-based data and analytics ecosystem.

OneScore

Score more consumers, expand lending, and boost profits with a multi-data risk score that uses AI, advanced analytics, and unique data.

Economic Cohorts®

Identify and target high-potential prospects based on economic and demographic insights.

Optimal Path™

Help consumers meet their credit score goals with personalized AI-driven recommendations.

Digital Identity Trust

Verify consumer identities with multi-dimensional data. Fight fraud, support compliance, and secure digital transactions.

B2bConnect™ 

This unique data asset of over 43M U.S. business records helps clients fine-tune their marketing efforts.

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Get a 60% reduction in time to offer delivery by building models in weeks, not months with Equifax Ignite.

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21% more applicants could be made scoreable with OneScore compared to a traditional credit score alone.

Leverage Open Banking for Smarter Lending

Fintech lenders can leverage open banking for vital insights into consumer bank data, allowing for highly efficient cash flow underwriting. This strategic approach enables the approval of a larger pool of applicants, including those with thin credit files, while simultaneously reducing overall risk. By partnering with Equifax and Prism Data (CashScore®), you can convert transaction data into powerful, actionable insights that expand credit access and mitigate potential risks.
Uncover the Details

Dive Into Fintech Insights & Resources

Enabling Growth, Innovation, and Smarter Decisions in Fintech

No matter what your next priority is — targeting the right customers, confirming digital identities, reducing fraud risk — we’re here to help. As a collaborative partner, we’ll work with you to discover unique data and advanced analytics that can help differentiate your solutions and grow your business.

Explore All of Our Fintech Solutions

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    Related Resources

    Offering BNPL Financing? Explore Data Assets

    Fintechs offering Buy Now Pay Later financing are experiencing remarkable growth as the simple, affordable point of sale option gains rapid adoption. What’s next for BNPL? As providers seek to sustain growth and build profitability, we are leading with solutions that help fintechs innovate.

    Unlock BNPL Potential with Our Data

    Our industry-leading approach supports Buy Now Pay Later (BNPL) growth at fintechs while promoting responsible lending and achieving positive consumer outcomes.

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