Credit Risk

Stay ahead of risk and confidently grow your portfolio

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Our Capabilities

Understanding credit risk comes down to having the right data — and data is what Equifax does best. Leverage consumer credit data covering 245+ million consumers to approve 20% more applicants. Layer on alternative insights to gain a more holistic consumer view and find more customers. And stay ahead of emerging risk to remain agile in an ever-changing market. Whatever your goals, Equifax data helps bring them within reach.

What Sets Us Apart

Unrivaled Insights
Boasting the industry’s largest, most powerful portfolio of credit scores and attributes.
Predictive Analytics
Leveraging up to 24 months of tradeline-level data to help you get ahead of emerging risk.
Cloud-Native Infrastructure
Speeding access to the most up-to-date insights and the latest product innovations.

Uncover Hidden Risk and Opportunity at Every Stage of Lending

Our differentiated data helps credit underwriters better assess and manage risk across the lending lifecycle.
  • Find new customers to grow your portfolio
  • Focus your resources in the right places to maximize ROI
  • Layer on alternative data to increase approval rates
  • Expand access to credit with confidence
  • Streamline decisions while mitigating fraud
  • Automate decisioning and enhance customer experiences
 Account Management
  • Stay ahead of emerging risk
  • Retain your best customers, prevent delinquency, and prioritize collections 
  • Cross-sell and upsell with the best possible offers and terms

Optimize Decisioning for Any Customer Type

Consumer Data

Our data is comprehensive and indispensable. Leverage consumer credit insights to score 97% of the eligible U.S. population and expand your view with alternative data on 77 million more thin-file or credit-invisible consumers. 

Commercial Data

We offer one of the most complete and compelling commercial datasets in North America. Get insight into commercial payment and financial behavior, segment and target ideal prospects, and increase visibility into vendor risk profiles to ensure business continuity.
Find Products & Solutions

What Can We Help You Do?

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Insights from Our Experts

We’re Here to Help

Reach out to our sales team to learn more about products, pricing and implementation.


Explore Our Offerings 

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