Unlock Portfolio Growth with OneScore

To maintain competitive growth, financial services executives must expand their lending opportunities responsibly. Traditional models limit access, especially among "thin-file" or "no-file" consumers. This video provides a strategic overview of OneScore, a next-generation risk modeling tool that combines traditional credit attributes with alternative data, such as utility and telecom payment history.

By leveraging the Equifax Cloud and Amplify AI technology, OneScore provides up to a 10% lift in predictability, allowing lenders to safely broaden their lending pool and achieve up to 15.5% more approvals without increasing bad rates.