Credit Trends
Understand Your Credit Behavior and Performance in the Broader Context of the Market
Credit Trends delivers unmatched perspective into anonymous, time-series credit data - including originations, balances, delinquencies, write-offs and utilization across all credit products and geographies.
Our credit trends insights include score trends, portfolio metrics, performance trends, and origination trends.
- Conduct deep market analysis.
- Quickly react to market and economic changes.
- Adjust marketing, acquisition, lending and account management strategies.
- Stay agile and make smarter credit decisions.
Gain a 360 Degree View of Consumer Credit
Access dynamic, differentiated data curated for specific industries and markets. Benchmark against peers and broaden your view.
Prescriptive Credit Trends Applications
Access Credit Trends
Enhance peer benchmarking and acquire deeper insights by integrating consumer trends, credit products and lender types in one user-friendly environment.
Optimize your loan portfolios with a complete view of the U.S. consumer credit market, trended over time.
How It Works
Use SmartView to explore real-time charts, market-level views, and delinquency patterns. Understand credit shifts and act faster with embedded analytics.
Industry-Leading Credit Intelligence
You’ve seen how Credit Trends reveals market dynamics. Now use that power to benchmark outcomes, optimize risk strategies, and lead with confidence—backed by Equifax’s unmatched credit data coverage.
Modeling Climate Risk
An analytics provider used historical credit data to improve environmental risk models, helping financial institutions predict the impact of weather events with greater accuracy.
Loan Loss Analysis
A hedge fund utilized retail card and bankcard data from Credit Trends to enhance its loan loss reserve analysis, leading to more informed financial decisions.
Targeting Growth Markets
A home improvement retailer analyzed credit card spending trends to identify high-growth markets and launch a new, data-driven marketing program.
Frequently Asked Questions
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Stay on top of the U.S. economy with Credit Trends
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