Commercial Merchant Data

Making sound credit decisions and understanding a business's long-term sustainability requires access to comprehensive data. Historically, this has relied on traditional sources like firmographics and credit history, but these alone may not provide a complete picture of a company's true revenue and cash flow. This limited view can lead to missed opportunities or inaccurate risk assessments, especially for businesses with limited or no credit history.

To overcome these challenges, Commercial Merchant Data provides a more dynamic and accurate view of a business's financial health. This enriched data allows you to validate merchant activity in near real-time, even for businesses with thin credit files. With access to over 4 million merchant records and 33 million business profiles, you can identify underserved B2B segments, enhance risk models, and make smarter decisions for your expansion, underwriting, and risk management strategies.