Equifax is committed to providing best-in-class risk management solutions to our customers. That’s why we developed the Equifax Commercial Insight Delinquency Score using our latest data and technology innovations.
The scoring system uses commercial and consumer trended data, and it was developed using Equifax NeuroDecision™ Technology (NDT). NDT is an Equifax exclusive, patent pending, learning technology that produces neural networks for risk decisioning applications.
The Equifax Commercial Insight Delinquency Score was designed to predict the likelihood of a business’s financial trades becoming severely delinquent. That is defined as 91 days or more past due or worse within 12 months following an account origination to any financial creditor. The score has a range of 397-695, with zero indicating a formal commercial bankruptcy on file. The resulting scores can be used as is or easily tailored for the client through a configurable framework.
Learn more about how the Equifax Commercial Insight Delinquency Score is composed, who can be scored, and how you can apply it to your business.