Equifax Senior Advisor Jesse Hardin breaks down the credit trends in our September 2025 Market Pulse webinar.
Key highlights:
A significant portion of growth in mortgage originations is occurring within the subprime and deep subprime credit tiers. Find out which financial institutions are the primary drivers of this trend.
Total U.S. consumer debt has increased driven by mortgage and revolving debt, while non-revolving debt has decreased.
Discover which segment is driving the decrease. Delinquency rates are mixed. While bank card, HELOC, and unsecured personal loan delinquencies are down, auto and mortgage delinquencies are up.
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