Originations, utilization, and delinquency performance: Equifax Senior Advisor, Jesse Hardin breaks down the latest shifts during this month's webinar.
Key highlights:
- Total U.S. consumer debt hit $18.2T as middle-income "Strivers" pivot to personal loans from retail debt. Discover how inflation is impacting this pivot.
- HELOC utilization jumped to 43% as "Thrivers" leverage property equity over credit cards. Learn what this means for repayment trends.
- Mortgage delinquencies jumped 31% YoY. Discover how sector vulnerabilities and a frozen housing market drive this increase.
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