Equifax Senior Advisor Tom O’Neill breaks down the latest shifts in originations, debt composition, and delinquency performance in our February 2026 webinar.
Key highlights:
- Bank card originations are set to exceed $400B for the fourth straight year, while personal loans surged 18.5%. Learn how fintech and debt consolidation are driving this sustained growth.
- Mortgage originations rose 12% in dollars, yet the median age of first-time buyers has jumped to over 40. Explore what this "slow thaw" means for market accessibility.
- Total debt reached $18.1T, but student loan balances continue to trend downward. See how shifting education trends impact debt.
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