Aug 2025 Credit Trends

What you will learn:

• Understand how new loans for major purchases like homes and cars are up, while there's a slowdown in private label credit cards.This suggests a new era of financing driven by trends like "buy now, pay later."
• Note that delinquency rates are easing for mortgage, bank cards, private label cards, and personal loans while keeping an eye on rising auto delinquencies and the current status of student loan payments.
• Explore how total consumer debt has increased, driven by a growing reliance on revolving credit to manage everyday spending.