Prism CashScore & Attributes

Equifax has partnered with Prism Data to offer CashScore - a FCRA-compliant score (1–999) that uses near real-time financial transaction history to rank the relative probability of default.

As part of our suite of open banking solutions, CashScore leverages income, assets, expenses, financial stability, buy-now-pay later activity, and ability-to-pay data to help lenders:

• Fuel cash flow underwriting
• Gain a more complete and real-time view of an individual’s financial health
• Approve more customers for credit
• Reduce losses
• Accelerate timelines