Consumer Affordability View

To support confident lending decisions and help consumers responsibly manage debt, lenders need to understand how much a consumer can truly afford to borrow.

Consumer Affordability View can help lenders better address this challenge by offering insight into the estimated monthly debt repayment capacity a consumer can reasonably afford for the next 24 months. Combine Consumer Affordability View with a traditional credit risk score to:

• Reach consumers that are likely to be able to afford to take on new credit
• Filter over-leveraged applicants to reduce risk
• Inform approvals and credit line terms and amounts
• Fuel account management decisions and find growth opportunities